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Insurance Question

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#1 LifeUnpaged

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  • Gender:Female
  • Location:Ottawa, Ontario
  • Dx:Genetic
  • My Clinic:Ottawa Fertility Centre

Posted 15 May 2017 - 08:00 AM

A little backstory first...


My husband bought me a car for my 30th last year...a car I wanted since I was 13! There were a few things to sign and I didn't question it.


One of them I learned later was a "Usage Agreement" stating though the car is inmhis name I can use it and some silly stipulations (I was not allowed to put decals on it as I had with my previous car). I thought it was him being funny and tucked this agreement away. I marriage we both own the car so I can legally use it.


Now he is telling me he needs a copy of the ownership and this usage agreement to change our insurance. Is this really needed?


Its bringing up this feeling of him making me sign the agreement and treating me almost like a child or being somewhat controlling. I brought this up before and he laughed it off...

Undergoing IVF with PGD to prevent passing on Neurofibromatosis Type 1


heart.gif Our Journey:heart.gif 


  • ??/??/10 -  I am diagnosed with Neurofibromatosis Type 1, we discover I have a 50% chance of passing it on. Upon learning more about the   disorder we decide IVF with PGD would be our route to have kids in order to prevent passing it on. We consult with Dr. Haebe at  OFC to learn more, but aren't yet ready to start. We make a plan to save up.
  • 06/02/12 - Our Wedding Day!
  • 12/??/15 - Ontario announced funded IVF cycles, we can get the ball rolling!
  • 11/25/15 - Consultation @ OFC.
  • 01/08/16 - IVF and PGD Consent Signed for Ontario Funded Cycle. (We pay for the PGD)
  • 01/14/16 - Nurses received chart, put on wait list for funded IVF. 
  • 05/26/16 - Name came up on wait list, OHIP consents received! 
  • 09/21/16 - Genesis completed gene probe, ready for embies! Awaiting call from scheduling nurse.
  • 09/30/16 - Start BCP for 21 days, Booked to start Stims (Antagonist Protocol) on October 28th
  • 10/28/16 - Start Gonal F pen injections 150 iu
  • 11/07/16 - Egg retrieval, 34 eggs retrieved, 17 mature 
  • 11/08/16 - 12 eggs fertilized, letting them grow to day 5
  • 11/13/16 -  5 embryos biopsied and frozen - awaiting PGD testing results
  • 12/??/16 -  One embryo tested positive for Neurofobromatosis gene mutation. Genesis to re-biopsy to ensure probe is working
  • 01/12/17 -  Results for re-biopsy received, meeting with Dr. Haebe tomorrow to discuss.
  • 01/13/17 - Results are good, mock cycle is the next step before transferring one of our 4 healthy embabies!
  • 01/13/17 - All is well with the mick cycle, nurses called. Next step is to call with late March day 1 and then blood tests until I surge, then ultrasound. We are looking at transfer the week of April 10th.
  • 03/28/17 - Called in CD1 - final round of testing before transfer is about to begin!
  • 04/13/17 - SURGE! Transfer will be April 17 yahoo.gif 
  • 04/17/17 - Transferred day 5 blast, icon_stickyvibespink.gif  BETA will be May 1
  • 4/24/17 - 7dp5dt poas and got a faint positive!  Emoticons01015.gif th_abfp.gif
  • 05/01/17 - Beta results are in (925) we are officially pregnant! stork-baby.gif







#2 ENF

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  • Gender:Female
  • Location:Victoria
  • Dx:Male Factor
  • My Clinic:Victoria Fertility Centre

Posted 15 May 2017 - 10:59 AM

Since the car is in his name, but you're the primary driver, perhaps they need a copy of the agreement as proof?

I was driving a vehicle that I didn't own (friends went to Europe for a year and I babysat their vehicle) but was the primary driver on their insurance. I went with them to their appointment with the insurance broker and had to provide my driver's lisense. Because you aren't an owner on the vehicle I believe the insurance has to be under your husband's name.
  • gibasgirl likes this

Me - 37   DH - 45 (Paraplegic)   

FET planned for spring 2017