Sorry CA folks for being a bit off topic for the forum, but for US folks this is really important, life-changing news - I've just discovered that in a few states, IVF is covered by "Obamacare" / Healthcare.gov plans:
Here are some states that cover it, at least to some degree*:
Texas (group coverage only)
In Illinois, I found plans that cover up to 6 retrievals in a lifetime, and others that cover up to 4 in a year. Also, I found out that even if you have an employer plan available to you, you still have the option to get healthcare at Healthcare.gov. You can either decline your company plan and just get the national plan, or you can have both - so even if you're not at open enrollment for your company plan right now, you still can sign on for one of these plans - in Illinois for 2016, if I'm understanding the documentation correctly, it looks like there's one plan (Harken Health Care Gold 2) where premiums + max out of pocket for the year is < $7000, and 6 cycles are covered with no copay, and fertility drugs are also covered (with copay of $350/prescription)!!! The open enrollment ends for 2016 Jan 31, so you need to move fast if you want to sign up now.